I have taken a break from the blog, in order to train and begin my job as a Financial Coach for Mvelopes.  I love it!!  It’s amazing to talk to people who have a desire to improve their financial situation and be able to teach, encourage and help them!

Now that I have developed my new coaching schedule, I am back to working on some new blog posts, so stay tuned.

While you’re waiting, here is an excellent talk from General Conference about personal finance.  It’s called “Greed, Selfishness and Overindulgence” by Joe J. Christensen.  Some favorite quotes from this talk:

“If we are to be self-reliant and in a position to share, obviously we must acquire some resources. If we live within our means and avoid debt, resources can be accumulated. There are those with average incomes who, over a lifetime, do amass some means, and there are those who receive large salaries who do not. What is the difference? It is simply spending less than they receive, saving along the way, and taking advantage of the power of compound interest.

Financial consultants indicate that “most people have it all wrong about wealth. … Wealth is not the same as income. If you make a good income each year and spend it all, you are not getting wealthier. You are just living high. Wealth is what you accumulate, not what you spend.”

“Our resources are a stewardship, not our possessions. I am confident that we will literally be called upon to make an accounting before God concerning how we have used them to bless lives and build the kingdom.”

Check out the full talk:

https://www.lds.org/general-conference/1999/04/greed-selfishness-and-overindulgence?lang=eng

And, for extra credit, here is one by Elder Perry about Self-Reliance:

https://www.lds.org/general-conference/1991/10/becoming-self-reliant?lang=eng