Build wealth without increasing your income

Taking a good money situation and making it even better!

Maximize Your Money

innovative Debt Management

Cash flow optimization

Personal Finance can be daunting.

Do you:

I get it! I had the same concerns. Now I have solutions!

Your money can work hard for you, so you don't have to.

“Create a plan that will begin building wealth for you”

Piggy bank
Young plant growing out of book with coins. Knowledge concept

Learn how to use debt as a tool, and create passive income

“Know how to take the first step that will make immediate impact”

Optimize your cashflow and trust the abundance of God


Optimize your money and start building wealth without increasing your income!

Step #1 - Understand how money really works

Start with a free finacial organizer and some tutorials.

I’ll follow-up with additional resources that will help you grow your money.

Step #2 - Assess your situation

Choose from DIY calculators and worksheets, an online course (coming soon!), or receive personalized help through customized 1-on-1 coaching.

Step #3 - Take action and watch your money grow and work for you!

No matter which path of learning you choose, my proven method will show you how to improve your finances.  My goal is to help you make sure your financial situation is better than it was when you found me.

You can increase cash flow and start building wealth without increasing your income!

Hello!  I’m Nicolette.  I have a superpower-I love to take things that are good and make them even better!  Especially money!  I started studying personal finance out of necessity when I was a new mom and was putting my husband through school.  While we struggled through schooling, ‘starter jobs’ and low incomes I wanted to know how to get out of our paycheck to paycheck cycle and start building wealth instead!  

I wanted to have choices and I wanted to be able to serve.  I read every personal finance book I could get my hands on and implemented every system these books suggested.  I even went back to school and earned my Masters Degree in Family Financial Planning. 

Through study, and trial and error, I built a system that helped my family and I finally have the ability to stop living paycheck to paycheck, and to start building wealth. 

In addition, I learned that some of the traditional things we have all been taught about money just aren’t true.  I have learned about terms like ‘leverage’, ‘velocity banking’, ‘compound interest’, ‘cash flow’, and how powerful these things can be.  I am so excited to teach you how to build wealth and passive income without having to increase your income!

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 I believe that God wants us to be abundant.  He wants to bless us, and as we are good stewards with what He has given us, He can give us more.  

When we have our money in order, we are able to have choices, we are able to serve others, we are able to bless our families and we are able to further His kingdom.

Join me in a financial journey, to break the paycheck to paycheck cycle and begin building wealth.  Take the first step!



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The Real Reason You Run Out Of Money Every Month

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